We are living in the midst of a surge of interest and research into Artificial Intelligence (hereby A.I.). It can seem like every week there is a new breakthrough in the field and a new record set in some task previously done by humans. Not too long ago, A.I. seemed a distant dream for especially interested researchers. Today it is all around us. We carry it in our pockets, it’s in our cars and in many of the web services we use throughout the day. As this technology matures, every business must ask itself the central question: how will this disrupt my industry? Throughout this research paper, we will investigate the possible implications of the rise of A.I. on the banking industry