State Bank of Texas and BankCherokee roll out new digital banking tools to improve everyday banking for consumers and businesses
New York, United States, 24 February 2026 – Digital banking adoption continues to accelerate across the United States as more community and regional banks modernize their services. Two US financial institutions, State Bank of Texas and BankCherokee, have officially gone live with the digital banking platform developed by Alkami.
With these launches, both banks join a growing list of institutions adopting Alkami’s technology this year, including Amplify Credit Union, Harvard Federal Credit Union, and Citizens State Bank. The trend highlights how digital-first banking platforms are becoming essential for serving modern customers.
State Bank of Texas, based in Dallas, will use Alkami’s platform to support both retail and business banking clients. The upgrade introduces practical features such as mobile check deposits, real-time account alerts, card controls, and easy-to-use tools designed specifically for small and mid-sized businesses. These features aim to simplify daily banking tasks and improve customer convenience.
Managing more than $2 billion in total assets, State Bank of Texas is known for its strong focus on hospitality lending. The bank provides first mortgage loans along with SBA 7(a) and SBA 504 loans, with financing amounts ranging from $100,000 to $75 million. By enhancing its digital services, the bank is looking to better support entrepreneurs and business owners who expect fast and flexible online banking experiences.
BankCherokee, a long-standing community bank in Minnesota’s Twin Cities region, is also leveraging Alkami’s digital banking platform to enhance services for both individuals and businesses. The new system enables better digital account management across all customer accounts and introduces advanced tools such as Positive Pay and ACH reporting for business users. These services are designed to improve security, transparency, and cash flow monitoring.
Founded in 1908, BankCherokee has built a reputation for offering personal and business banking, along with retirement and investment solutions. The Alkami partnership follows the bank’s recent rebranding initiative completed in November, which included the launch of an upgraded mobile banking app. Together, these changes reflect BankCherokee’s focus on blending its community banking roots with modern digital capabilities.
As more banks invest in digital banking platforms, solutions like Alkami’s are helping institutions compete with fintechs while maintaining personalized customer relationships. The move toward mobile banking, business digital tools, and real-time financial insights continues to reshape how consumers and businesses manage their money.
